50/30/20 Budget Worksheet

50/30/20 Budget Worksheet

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Every household needs a budget. If you want something that is easy to follow and not too restrictive, the 50/30/20 Budget Worksheet could be right for you.

  • 50% Needs
  • 30% Wants
  • 20% Saving and Investing

The benefit of the 50/30/20 breakdown is that you don't have to micro-manage your spending. The composition of spending can be different every month. But as long as your spending fits into the limits set by the broad categories, you’ll continue moving towards your goals.

This 50/30/20 Budget Worksheet will help you map out your current spending and identify possible areas for improvement. You will also receive a copy of our most helpful budgeting tips -- so making your first budget is a stress-free experience!